About Finova Capital
Finova Capital is a small business lender providing faster, more affordable finance solutions to keep merchants moving forward.
Leveraging decades of expertise in the payments space, we work with payment processing partners to offer more flexible versions of the solutions you’d typically get from a bank or POS payments company.
• Get approved in minutes
• Choose your plan
• Receive funds
Ready To Reinvest In Your Business?
Get fast and flexible financing with Finova Capital.
Frequently Asked Questions
Will my credit score be impacted by applying?
Your credit score will not be impacted. Finova uses various data elements to quickly determine what amount can be offered, none of which affect your credit score or report.
How do I make repayments?
Your credit score will not be impacted. Finova uses various data elements to quickly determine what amount can be offered, none of which affect your credit score or report.
What documentation do I need to apply?
Typically, the only items you will need will be your driver’s license, four months of your processing statements, and three months of bank statements. You can avoid providing bank statements by linking to our secure Plaid service.
What is the repayment period?
The repayment type typically is between six and nine months.
What are the minimum requirements?
You must have been a business at a minimum of one year, have monthly credit card processing greater than $5,000, and have annual total sales/revenues greater than $100,000.
How is my rate determined?
Your rate is determined based on several factors including your revenues, cash flow, years in business, and your credit profile.
How quickly can I get funding?
In as few as 24 hours after your application is submitted.
Ready To Fund Your Business Growth?
Simply complete the form below and we will be in touch to gather more information.